One of my girlfriends gets married in a little less than a month. We had lunch last week and I got all the details about her honeymoon. It made me think back to my honeymoon and how wonderful it was. She and her new husband will be traveling to Venice and Croatia.
It put me into daydreaming mode. Someday, I'd like to... Then I though, hmm, when will it be someday?
I think I decided on when it will be someday. I created a mini-debt payoff challenge. This year, I am working my butt off to not only payoff Discover, but to payoff all of my credit cards. In addition, I'm trying to save as close to $10,000 as I can. (That is going to be difficult since I am putting even more than planned toward my debt.) Next year, I want to focus on paying off my grandfather and continuing to save. That's a two year plan.
If at the end of 2011, I have my debt to my grandfather and my credit cards paid off and at least $20,000 in the bank, then it will be someday.
For most of my adult life, I've dreamed of taking a cruise around the Mediterranean. I've never been anywhere outside of the US, other than England and the Dominican Republic. This is my Someday, I'd like to... And it would be perfectly timed for our fifth anniversary.
If I meet those financial goals, I will then begin saving for the trip and hopefully we can go by the end of 2012. I realize that I will still have student loan debt and a mortgage at that time; however, I think this added incentive will make me work even harder to get my cards and grandfather paid off, while I continue to save.
What's your Someday, I'd Like to... Is there a place that you want to go or something that you have been putting off because your financial house is not quite in order? What is it?


